Homosassa, FL
Homosassa, FL's wildfire risk, in USFS's own numbers
Homosassa sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 2,155 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Homosassa at the 91st percentile, close to its 94th-percentile risk score.
Homosassa's building exposure, zone by zone
Direct exposure dominates in Homosassa: 50.2% of its 2,155 buildings, versus 45.6% Indirect and 4.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Homosassa against the rest of the country
Homosassa scores 94th nationally and 89th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Homosassa ranks 1,913 for wildfire risk (1 is highest) and 7,052 by building count (1 is largest). Within Florida alone, it ranks 103 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Homosassa's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 50.2% of Homosassa in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Homosassa's figures come from
Every one of the two percentiles behind Homosassa's 1,913-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Homosassa's dominant direct exposure actually means, with real examples from across the dataset.