Homewood, PA
Homewood wildfire risk explained
Homewood sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 92 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Homewood's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Where Homewood's buildings actually sit
73.9% of Homewood's 92 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Homewood compares
Within Pennsylvania, Homewood ranks higher (57th percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Homewood ranks 19,582 for wildfire risk (1 is highest) and 29,426 by building count (1 is largest). Within Pennsylvania alone, it ranks 856 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 38th national percentile, Homewood rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Homewood (73.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Homewood's 19,582-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Homewood, see the exposure-zones guide.