Homestead, OK
Homestead wildfire risk explained
USFS's Wildfire Risk to Communities model puts Homestead at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 58 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Homestead's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
Where Homestead's buildings actually sit
USFS classifies 70.7% of Homestead's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 29.3% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Homestead against the rest of the country
Homestead's 35th national percentile looks worse in isolation than its 2nd ranking inside Oklahoma does — this place is on the milder end for its own state, by 33 points. Among the 31,521 US communities USFS scores, Homestead ranks 20,650 for wildfire risk (1 is highest) and 30,724 by building count (1 is largest). Within Oklahoma alone, it ranks 819 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Homestead
Homestead's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Homestead's 70.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Homestead's 20,650-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Homestead, see the exposure-zones guide.