Homerville, GA
Homerville, GA's wildfire risk, in USFS's own numbers
Homerville sits at the 77th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,279 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Homerville at the 77th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Homerville's buildings actually sit
1,279 buildings are counted in Homerville, and 70.1% of them are Indirect exposure — ember-driven risk rather than the 29.9% in Direct exposure or the 0% rated Minimal.
Where Homerville ranks
Homerville's risk sits at a similar level relative to Georgia (85th percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Homerville ranks 7,340 for wildfire risk (1 is highest) and 10,199 by building count (1 is largest). Within Georgia alone, it ranks 102 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Homerville and the insurance market
Homerville's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Homerville (70.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Homerville's figures come from
The methodology guide shows exactly how USFS turned 1,279 counted buildings into the percentiles shown above for Homerville. The exposure-zones guide covers what Homerville's dominant indirect exposure actually means, with real examples from across the dataset.