Homer, NY
Homer, NY's wildfire risk, in USFS's own numbers
Homer's 1,521 buildings earn a 8th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Homer at the 8th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Homer's building exposure, zone by zone
Indirect exposure is dominant in Homer (67.6% of 1,521 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 19.1% sit in the Direct zone.
How Homer compares
Homer scores 8th nationally and 16th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Homer ranks 29,104 for wildfire risk (1 is highest) and 9,078 by building count (1 is largest). Within New York alone, it ranks 1,082 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Homer's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Homer
With ember exposure the dominant pattern in Homer (67.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Homer's 29,104-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Homer, see the exposure-zones guide.