Homer, LA
Homer, LA's wildfire risk, in USFS's own numbers
USFS scores Homer at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,852 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Homer's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Homer's buildings actually sit
1,852 buildings are counted in Homer, and 85% of them are Indirect exposure — ember-driven risk rather than the 15% in Direct exposure or the 0% rated Minimal.
Where Homer ranks
Homer scores 48th nationally and 53rd within Louisiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Homer ranks 16,481 for wildfire risk (1 is highest) and 7,904 by building count (1 is largest). Within Louisiana alone, it ranks 231 of 488 places by risk. See the full county-by-county picture for Louisiana on its state page.
What this risk score means for insurance
Homer's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Homer
Because 85% of Homer's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Homer's figures come from
The methodology guide shows exactly how USFS turned 1,852 counted buildings into the percentiles shown above for Homer. The exposure-zones guide covers what Homer's dominant indirect exposure actually means, with real examples from across the dataset.