Homeland, GA
Homeland wildfire risk explained
USFS scores Homeland at the 78th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 487 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Homeland at the 78th percentile, close to its 78th-percentile risk score.
Where Homeland's buildings actually sit
487 buildings are counted in Homeland, and 60.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Homeland compares
Homeland scores 78th nationally and 87th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Homeland ranks 7,085 for wildfire risk (1 is highest) and 17,583 by building count (1 is largest). Within Georgia alone, it ranks 89 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Homeland
Homeland's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Homeland (60.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Homeland's figures come from
Homeland's 78th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Homeland's dominant direct exposure actually means, with real examples from across the dataset.