Homecroft, IN
How exposed is Homecroft to wildfire?
Out of every US place USFS scores, Homecroft lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 482 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Homecroft's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Homecroft's building exposure, zone by zone
USFS classifies 94% of Homecroft's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Homecroft against the rest of the country
Compare Homecroft's two percentiles: 60th within Indiana, only 12th nationally — a gap of 49 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Homecroft ranks 27,852 for wildfire risk (1 is highest) and 17,665 by building count (1 is largest). Within Indiana alone, it ranks 385 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Homecroft
At the 12th national percentile, Homecroft rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Homecroft's 94% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 482 counted buildings into the percentiles shown above for Homecroft. For more on what minimal exposure implies beyond Homecroft, see the exposure-zones guide.