Holtville, AL
Holtville wildfire risk explained
Out of every US place USFS scores, Holtville lands at the 66th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,844 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holtville at the 68th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Holtville's building exposure, zone by zone
Of Holtville's 2,844 counted buildings, 87.3% carry Direct exposure and only 3.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Holtville ranks
Holtville ranks lower within Alabama (37th percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Holtville ranks 10,860 for wildfire risk (1 is highest) and 5,670 by building count (1 is largest). Within Alabama alone, it ranks 374 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Holtville's 66th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Holtville
With 87.3% of Holtville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Holtville's figures come from
Every one of the two percentiles behind Holtville's 10,860-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Holtville's dominant direct exposure actually means, with real examples from across the dataset.