Holtsville, NY
Holtsville wildfire risk explained
USFS scores Holtsville at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 6,225 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Holtsville's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Where Holtsville's buildings actually sit
Only 16% of Holtsville's 6,225 buildings carry Direct exposure and 0% carry Indirect; the remaining 84% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 6,225 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Holtsville against the rest of the country
Within New York, Holtsville ranks higher (81st percentile) than it does nationally (38th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Holtsville ranks 19,637 for wildfire risk (1 is highest) and 2,790 by building count (1 is largest). Within New York alone, it ranks 245 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Holtsville
Holtsville's moderate rating (38th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 84% of Holtsville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Holtsville's 19,637-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Holtsville, see the exposure-zones guide.