Holmesville, NE
Holmesville, NE's wildfire risk, in USFS's own numbers
USFS scores Holmesville at the 55th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 92 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holmesville at the 50th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Holmesville's buildings actually sit
Holmesville rates 76.1% Minimal exposure against just 23.9% Direct and 0% Indirect — of 92 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Holmesville compares
There's little gap between Holmesville's 55th national percentile and its 42nd percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Holmesville ranks 14,246 for wildfire risk (1 is highest) and 29,413 by building count (1 is largest). Within Nebraska alone, it ranks 341 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Holmesville
Holmesville's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Holmesville's 76.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Holmesville's figures come from
Holmesville's 55th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Holmesville's dominant minimal exposure actually means, with real examples from across the dataset.