Holmen, WI
Holmen wildfire risk explained
USFS's Wildfire Risk to Communities model puts Holmen at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,829 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holmen at the 26th percentile, close to its 24th-percentile risk score.
Holmen's building exposure, zone by zone
3,829 buildings are counted in Holmen, and 92% of them are Indirect exposure — ember-driven risk rather than the 8% in Direct exposure or the 0% rated Minimal.
Holmen against the rest of the country
Holmen's 46th-percentile standing inside Wisconsin outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Holmen ranks 23,907 for wildfire risk (1 is highest) and 4,398 by building count (1 is largest). Within Wisconsin alone, it ranks 435 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Holmen's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Holmen
Holmen's 92% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Holmen's figures come from
Every one of the two percentiles behind Holmen's 23,907-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Holmen's dominant indirect exposure actually means, with real examples from across the dataset.