Holly Springs, NC
Holly Springs wildfire risk explained
Out of every US place USFS scores, Holly Springs lands at the 47th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 12,703 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holly Springs at the 48th percentile, close to its 47th-percentile risk score.
What "at risk" means for the buildings here
Most of Holly Springs's buildings (62.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 12,703 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Holly Springs compares
Inside North Carolina, Holly Springs sits at just the 31st percentile even though it scores 47th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Holly Springs ranks 16,769 for wildfire risk (1 is highest) and 1,204 by building count (1 is largest). Within North Carolina alone, it ranks 534 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Holly Springs's elevated wildfire rating (47th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Holly Springs
Holly Springs's 62.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Holly Springs's figures come from
Every one of the two percentiles behind Holly Springs's 16,769-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Holly Springs's dominant indirect exposure actually means, with real examples from across the dataset.