Holly Springs, MS
How exposed is Holly Springs to wildfire?
USFS's Wildfire Risk to Communities model puts Holly Springs at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,002 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holly Springs at the 85th percentile, close to its 81st-percentile risk score.
Holly Springs's building exposure, zone by zone
Indirect exposure is dominant in Holly Springs (55.5% of 3,002 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 44.5% sit in the Direct zone.
Where Holly Springs ranks
Holly Springs's risk sits at a similar level relative to Mississippi (83rd percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Holly Springs ranks 5,866 for wildfire risk (1 is highest) and 5,431 by building count (1 is largest). Within Mississippi alone, it ranks 73 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
At the 81st percentile nationally, Holly Springs carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Holly Springs
Holly Springs's 55.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Holly Springs's figures come from
The methodology guide shows exactly how USFS turned 3,002 counted buildings into the percentiles shown above for Holly Springs. The exposure-zones guide covers what Holly Springs's dominant indirect exposure actually means, with real examples from across the dataset.