Holly Pond, AL
Holly Pond, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Holly Pond at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 620 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holly Pond at the 77th percentile, close to its 71st-percentile risk score.
Where Holly Pond's buildings actually sit
USFS classifies 83.6% of Holly Pond's buildings as Direct exposure, higher than its 16.5% Indirect share and far above its 0% Minimal share — a profile where 518 structures sit close enough to vegetation that lot clearing matters most.
Holly Pond against the rest of the country
Holly Pond's 71st national percentile looks worse in isolation than its 50th ranking inside Alabama does — this place is on the milder end for its own state, by 22 points. Among the 31,521 US communities USFS scores, Holly Pond ranks 9,032 for wildfire risk (1 is highest) and 15,551 by building count (1 is largest). Within Alabama alone, it ranks 298 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Holly Pond
At the 71st percentile nationally, Holly Pond carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Holly Pond's 83.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 620 counted buildings into the percentiles shown above for Holly Pond. For more on what direct exposure implies beyond Holly Pond, see the exposure-zones guide.