Holloway, OH
How exposed is Holloway to wildfire?
Holloway sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 223 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holloway at the 42nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
84.3% of Holloway's 223 buildings sit in USFS's Direct exposure zone, roughly 188 structures close enough to burnable vegetation for flame contact, not just embers — 15.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Holloway against the rest of the country
Within Ohio, Holloway ranks higher (91st percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Holloway ranks 18,540 for wildfire risk (1 is highest) and 24,024 by building count (1 is largest). Within Ohio alone, it ranks 116 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Holloway's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Holloway's 84.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Holloway's figures come from
Every one of the two percentiles behind Holloway's 18,540-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Holloway's dominant direct exposure actually means, with real examples from across the dataset.