Holloway, MN
Holloway wildfire risk explained
USFS scores Holloway at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 127 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holloway at the 46th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Holloway's buildings actually sit
78.7% of Holloway's 127 buildings sit in USFS's Minimal exposure zone, with only 21.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Holloway ranks
Compare Holloway's two percentiles: 78th within Minnesota, only 53rd nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Holloway ranks 14,808 for wildfire risk (1 is highest) and 27,855 by building count (1 is largest). Within Minnesota alone, it ranks 201 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Holloway
At the 53rd national percentile, Holloway rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Holloway
Even with 78.7% of Holloway outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Holloway's figures come from
The methodology guide shows exactly how USFS turned 127 counted buildings into the percentiles shown above for Holloway. The exposure-zones guide covers what Holloway's dominant minimal exposure actually means, with real examples from across the dataset.