Hollow Rock, TN
Hollow Rock wildfire risk explained
USFS's Wildfire Risk to Communities model puts Hollow Rock at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 584 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hollow Rock's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Hollow Rock's buildings actually sit
Direct exposure dominates in Hollow Rock: 93.7% of its 584 buildings, versus 6.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Hollow Rock against the rest of the country
Hollow Rock scores 49th nationally and 42nd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hollow Rock ranks 15,959 for wildfire risk (1 is highest) and 16,051 by building count (1 is largest). Within Tennessee alone, it ranks 294 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Hollow Rock
Hollow Rock's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hollow Rock
Hollow Rock's 93.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Hollow Rock's figures come from
Every one of the two percentiles behind Hollow Rock's 15,959-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hollow Rock's dominant direct exposure actually means, with real examples from across the dataset.