Holliday, MO
How exposed is Holliday to wildfire?
USFS scores Holliday at the 58th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 126 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Holliday's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
Where Holliday's buildings actually sit
Of Holliday's 126 counted buildings, 65.1% carry Direct exposure and only 5.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Holliday ranks
There's little gap between Holliday's 58th national percentile and its 50th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Holliday ranks 13,335 for wildfire risk (1 is highest) and 27,899 by building count (1 is largest). Within Missouri alone, it ranks 536 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Holliday and the insurance market
At the 58th national percentile, Holliday rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Holliday's 65.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 126 counted buildings into the percentiles shown above for Holliday. For more on what direct exposure implies beyond Holliday, see the exposure-zones guide.