Holland, OH
Holland wildfire risk explained
Holland's 891 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Holland's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Holland's building exposure, zone by zone
91.7% of Holland's 891 buildings sit in USFS's Minimal exposure zone, with only 8.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Holland against the rest of the country
Within Ohio, Holland ranks higher (31st percentile) than it does nationally (10th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Holland ranks 28,534 for wildfire risk (1 is highest) and 12,805 by building count (1 is largest). Within Ohio alone, it ranks 870 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Holland
Holland's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Holland's 91.7% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Holland's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Holland, see the exposure-zones guide.