Holland, NY
Holland wildfire risk explained
Out of every US place USFS scores, Holland lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 721 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holland at the 9th percentile, close to its 9th-percentile risk score.
Holland's building exposure, zone by zone
Of Holland's 721 counted buildings, 83.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Holland against the rest of the country
There's little gap between Holland's 9th national percentile and its 21st percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Holland ranks 28,624 for wildfire risk (1 is highest) and 14,440 by building count (1 is largest). Within New York alone, it ranks 1,019 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Holland
Holland's low wildfire rating (9th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Holland
Holland's 83.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Holland's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Holland, see the exposure-zones guide.