Holladay, UT
Holladay, UT's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Holladay lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 11,844 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holladay at the 94th percentile, close to its 97th-percentile risk score.
Holladay's building exposure, zone by zone
USFS classifies 66% of Holladay's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 7.9% Direct and 26.1% Indirect — a landscape-level risk rather than a building-by-building one. At 11,844 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Holladay ranks
There's little gap between Holladay's 97th national percentile and its 88th percentile inside Utah, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Holladay ranks 1,023 for wildfire risk (1 is highest) and 1,320 by building count (1 is largest). Within Utah alone, it ranks 40 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Holladay and the insurance market
Holladay's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Holladay's 66% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Holladay's figures come from
Holladay's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Holladay's dominant minimal exposure actually means, with real examples from across the dataset.