Holiday Valley, OH
Holiday Valley, OH's wildfire risk, in USFS's own numbers
Holiday Valley sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 659 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holiday Valley at the 14th percentile, close to its 13th-percentile risk score.
Where Holiday Valley's buildings actually sit
Holiday Valley rates 85.9% Minimal exposure against just 14.1% Direct and 0% Indirect — of 659 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Holiday Valley ranks
Compare Holiday Valley's two percentiles: 38th within Ohio, only 13th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Holiday Valley ranks 27,491 for wildfire risk (1 is highest) and 15,080 by building count (1 is largest). Within Ohio alone, it ranks 781 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 13th national percentile, Holiday Valley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 85.9% of Holiday Valley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 659 counted buildings into the percentiles shown above for Holiday Valley. For more on what minimal exposure implies beyond Holiday Valley, see the exposure-zones guide.