Holiday Pocono, PA
How exposed is Holiday Pocono to wildfire?
Holiday Pocono sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 503 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holiday Pocono at the 63rd percentile, close to its 63rd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Holiday Pocono: 100% of its 503 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Holiday Pocono ranks
Within Pennsylvania, Holiday Pocono ranks higher (99th percentile) than it does nationally (63rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Holiday Pocono ranks 11,640 for wildfire risk (1 is highest) and 17,294 by building count (1 is largest). Within Pennsylvania alone, it ranks 32 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
At the 63rd percentile nationally, Holiday Pocono carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Holiday Pocono (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Holiday Pocono's 11,640-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Holiday Pocono, see the exposure-zones guide.