Holiday Island, AR
How exposed is Holiday Island to wildfire?
Out of every US place USFS scores, Holiday Island lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,395 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holiday Island at the 71st percentile, close to its 70th-percentile risk score.
Where Holiday Island's buildings actually sit
1,395 buildings are counted in Holiday Island, and 82.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.9% rated Minimal.
Where Holiday Island ranks
Holiday Island scores 70th nationally and 55th within Arkansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Holiday Island ranks 9,600 for wildfire risk (1 is highest) and 9,648 by building count (1 is largest). Within Arkansas alone, it ranks 279 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
Shopping for coverage in Holiday Island
Holiday Island's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 82.8% of Holiday Island in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Holiday Island's figures come from
The methodology guide shows exactly how USFS turned 1,395 counted buildings into the percentiles shown above for Holiday Island. The exposure-zones guide covers what Holiday Island's dominant direct exposure actually means, with real examples from across the dataset.