Holgate, OH
How exposed is Holgate to wildfire?
USFS scores Holgate at the 0th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 652 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Holgate's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Where Holgate's buildings actually sit
Holgate rates 94.9% Minimal exposure against just 5.1% Direct and 0% Indirect — of 652 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Holgate against the rest of the country
Holgate scores 0th nationally and 1st within Ohio — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Holgate ranks 31,468 for wildfire risk (1 is highest) and 15,182 by building count (1 is largest). Within Ohio alone, it ranks 1,250 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Holgate
Holgate's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Holgate
With 94.9% of buildings rated Minimal exposure, Holgate gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Holgate's figures come from
The methodology guide shows exactly how USFS turned 652 counted buildings into the percentiles shown above for Holgate. The exposure-zones guide covers what Holgate's dominant minimal exposure actually means, with real examples from across the dataset.