Holdenville, OK
Holdenville, OK's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Holdenville lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,987 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holdenville at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
62.5% of Holdenville's 2,987 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 30.1% Direct and 7.4% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Holdenville ranks
Holdenville scores 97th nationally and 93rd within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Holdenville ranks 1,012 for wildfire risk (1 is highest) and 5,457 by building count (1 is largest). Within Oklahoma alone, it ranks 67 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Holdenville's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Holdenville (62.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Holdenville's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Holdenville, see the exposure-zones guide.