Holden, UT
Holden wildfire risk explained
USFS's Wildfire Risk to Communities model puts Holden at the 98th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 354 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holden at the 97th percentile, close to its 98th-percentile risk score.
Where Holden's buildings actually sit
354 buildings are counted in Holden, and 65.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Holden compares
Holden's risk sits at a similar level relative to Utah (95th percentile statewide) as it does nationally (98th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Holden ranks 551 for wildfire risk (1 is highest) and 20,226 by building count (1 is largest). Within Utah alone, it ranks 18 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Shopping for coverage in Holden
Holden's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Holden
Holden's 65.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Holden's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Holden, see the exposure-zones guide.