Holcombe, WI
How exposed is Holcombe to wildfire?
USFS's Wildfire Risk to Communities model puts Holcombe at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 196 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holcombe at the 16th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Holcombe's buildings actually sit
196 buildings are counted in Holcombe, and 62.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0.5% rated Minimal.
Where Holcombe ranks
Holcombe's risk sits at a similar level relative to Wisconsin (22nd percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Holcombe ranks 26,177 for wildfire risk (1 is highest) and 25,017 by building count (1 is largest). Within Wisconsin alone, it ranks 626 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Holcombe and the insurance market
At the 17th national percentile, Holcombe rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Holcombe
Because Direct exposure dominates in Holcombe (62.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Holcombe's figures come from
Holcombe's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Holcombe's dominant direct exposure actually means, with real examples from across the dataset.