Holcomb, MS
Holcomb wildfire risk explained
Holcomb sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 338 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holcomb at the 73rd percentile, close to its 71st-percentile risk score.
Where Holcomb's buildings actually sit
338 buildings are counted in Holcomb, and 64.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Holcomb against the rest of the country
Holcomb scores 71st nationally and 61st within Mississippi — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Holcomb ranks 9,202 for wildfire risk (1 is highest) and 20,633 by building count (1 is largest). Within Mississippi alone, it ranks 164 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
Shopping for coverage in Holcomb
Holcomb's 71st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 64.5% of Holcomb in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Holcomb's figures come from
The methodology guide shows exactly how USFS turned 338 counted buildings into the percentiles shown above for Holcomb. The exposure-zones guide covers what Holcomb's dominant direct exposure actually means, with real examples from across the dataset.