Holcomb, IL
How exposed is Holcomb to wildfire?
Holcomb sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 135 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Holcomb at the 1st percentile, close to its 1st-percentile risk score.
What "at risk" means for the buildings here
Most of Holcomb's buildings (91.1% of 135) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Holcomb compares
There's little gap between Holcomb's 1st national percentile and its 7th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Holcomb ranks 31,287 for wildfire risk (1 is highest) and 27,487 by building count (1 is largest). Within Illinois alone, it ranks 1,335 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Holcomb
Holcomb's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Holcomb
Holcomb's 91.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Holcomb's figures come from
The methodology guide shows exactly how USFS turned 135 counted buildings into the percentiles shown above for Holcomb. The exposure-zones guide covers what Holcomb's dominant minimal exposure actually means, with real examples from across the dataset.