Holbrook, MA
Holbrook wildfire risk explained
Holbrook's 4,240 buildings earn a 23rd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Holbrook at the 20th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Holbrook's buildings (68.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Holbrook against the rest of the country
Holbrook's risk sits at a similar level relative to Massachusetts (33rd percentile statewide) as it does nationally (23rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Holbrook ranks 24,329 for wildfire risk (1 is highest) and 4,027 by building count (1 is largest). Within Massachusetts alone, it ranks 166 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
Holbrook and the insurance market
At the 23rd national percentile, Holbrook rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Holbrook (68.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,240 counted buildings into the percentiles shown above for Holbrook. For more on what indirect exposure implies beyond Holbrook, see the exposure-zones guide.