Hogansville, GA
Hogansville, GA's wildfire risk, in USFS's own numbers
Hogansville sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,618 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hogansville's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Hogansville's building exposure, zone by zone
Of Hogansville's 1,618 counted buildings, 68.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Hogansville compares
Hogansville scores 74th nationally and 77th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hogansville ranks 8,350 for wildfire risk (1 is highest) and 8,699 by building count (1 is largest). Within Georgia alone, it ranks 153 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Hogansville and the insurance market
Hogansville's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Hogansville's 68.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,618 counted buildings into the percentiles shown above for Hogansville. For more on what direct exposure implies beyond Hogansville, see the exposure-zones guide.