Hoffman, OK
Hoffman, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hoffman at the 92nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 91 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hoffman at the 94th percentile, close to its 92nd-percentile risk score.
Hoffman's building exposure, zone by zone
Of Hoffman's 91 counted buildings, 86.8% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Hoffman against the rest of the country
Hoffman's 92nd national percentile looks worse in isolation than its 55th ranking inside Oklahoma does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, Hoffman ranks 2,619 for wildfire risk (1 is highest) and 29,468 by building count (1 is largest). Within Oklahoma alone, it ranks 369 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Hoffman
Hoffman's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 86.8% of Hoffman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hoffman's figures come from
Every one of the two percentiles behind Hoffman's 2,619-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Hoffman's dominant direct exposure actually means, with real examples from across the dataset.