Hoffman, NC
Hoffman, NC's wildfire risk, in USFS's own numbers
USFS scores Hoffman at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 329 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Hoffman at the 88th percentile, close to its 88th-percentile risk score.
What "at risk" means for the buildings here
329 buildings are counted in Hoffman, and 81.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Hoffman ranks
Hoffman scores 88th nationally and 97th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hoffman ranks 3,817 for wildfire risk (1 is highest) and 20,858 by building count (1 is largest). Within North Carolina alone, it ranks 25 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Hoffman and the insurance market
Hoffman's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 81.2% of Hoffman in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hoffman's figures come from
Hoffman's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hoffman's dominant direct exposure actually means, with real examples from across the dataset.