Hoffman, IL
Hoffman wildfire risk explained
Out of every US place USFS scores, Hoffman lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 300 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hoffman at the 6th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hoffman's building exposure, zone by zone
96.3% of Hoffman's 300 buildings sit in USFS's Minimal exposure zone, with only 3.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Hoffman compares
Within Illinois, Hoffman ranks higher (31st percentile) than it does nationally (6th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hoffman ranks 29,680 for wildfire risk (1 is highest) and 21,626 by building count (1 is largest). Within Illinois alone, it ranks 995 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Hoffman and the insurance market
Hoffman's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 96.3% of buildings rated Minimal exposure, Hoffman gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Hoffman's 29,680-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hoffman, see the exposure-zones guide.