Hoffman Estates, IL
How exposed is Hoffman Estates to wildfire?
Hoffman Estates sits at the 31st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 13,884 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hoffman Estates's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Hoffman Estates's building exposure, zone by zone
Most of Hoffman Estates's buildings (60.5% of 13,884) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 13,884 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Hoffman Estates ranks
Within Illinois, Hoffman Estates ranks higher (81st percentile) than it does nationally (31st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hoffman Estates ranks 21,705 for wildfire risk (1 is highest) and 1,087 by building count (1 is largest). Within Illinois alone, it ranks 272 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 31st national percentile, Hoffman Estates rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Hoffman Estates's 60.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Hoffman Estates's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hoffman Estates, see the exposure-zones guide.