Hoehne, CO
How exposed is Hoehne to wildfire?
Out of every US place USFS scores, Hoehne lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 119 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hoehne's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
What "at risk" means for the buildings here
58% of Hoehne's 119 buildings sit in USFS's Direct exposure zone, roughly 69 structures close enough to burnable vegetation for flame contact, not just embers — 42% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Hoehne ranks
Hoehne's 77th national percentile looks worse in isolation than its 48th ranking inside Colorado does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Hoehne ranks 7,243 for wildfire risk (1 is highest) and 28,180 by building count (1 is largest). Within Colorado alone, it ranks 246 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 77th percentile nationally, Hoehne carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Hoehne (58%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 119 counted buildings into the percentiles shown above for Hoehne. For more on what direct exposure implies beyond Hoehne, see the exposure-zones guide.