Hobucken, NC
How exposed is Hobucken to wildfire?
USFS scores Hobucken at the 94th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 180 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hobucken at the 89th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Hobucken's buildings actually sit
USFS classifies 95% of Hobucken's buildings as Direct exposure, higher than its 5% Indirect share and far above its 0% Minimal share — a profile where 171 structures sit close enough to vegetation that lot clearing matters most.
Hobucken against the rest of the country
Hobucken scores 94th nationally and 99th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hobucken ranks 2,050 for wildfire risk (1 is highest) and 25,641 by building count (1 is largest). Within North Carolina alone, it ranks 7 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Hobucken and the insurance market
At the 94th percentile nationally, Hobucken carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Hobucken's 95% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 180 counted buildings into the percentiles shown above for Hobucken. For more on what direct exposure implies beyond Hobucken, see the exposure-zones guide.