Hobson, AL
Hobson, AL's wildfire risk, in USFS's own numbers
Hobson's 96 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hobson's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
100% of Hobson's 96 buildings sit in USFS's Direct exposure zone, roughly 96 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Hobson against the rest of the country
Hobson's risk sits at a similar level relative to Alabama (79th percentile statewide) as it does nationally (81st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hobson ranks 5,880 for wildfire risk (1 is highest) and 29,211 by building count (1 is largest). Within Alabama alone, it ranks 123 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Hobson
Hobson's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Hobson
With 100% of Hobson in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Hobson's figures come from
The methodology guide shows exactly how USFS turned 96 counted buildings into the percentiles shown above for Hobson. The exposure-zones guide covers what Hobson's dominant direct exposure actually means, with real examples from across the dataset.