Hoboken, NJ
Hoboken, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Hoboken at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 4,283 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hoboken's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
Hoboken's building exposure, zone by zone
Only 0.1% of Hoboken's 4,283 buildings carry Direct exposure and 0% carry Indirect; the remaining 100% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Hoboken compares
Hoboken scores 14th nationally and 1st within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Hoboken ranks 27,204 for wildfire risk (1 is highest) and 3,989 by building count (1 is largest). Within New Jersey alone, it ranks 695 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Hoboken and the insurance market
Hoboken's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Hoboken
With 100% of buildings rated Minimal exposure, Hoboken gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Hoboken's figures come from
Hoboken's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hoboken's dominant minimal exposure actually means, with real examples from across the dataset.