Hobgood, NC
Hobgood wildfire risk explained
Out of every US place USFS scores, Hobgood lands at the 53rd percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 258 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hobgood's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where Hobgood's buildings actually sit
Direct exposure dominates in Hobgood: 57.8% of its 258 buildings, versus 42.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Hobgood compares
There's little gap between Hobgood's 53rd national percentile and its 48th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hobgood ranks 14,695 for wildfire risk (1 is highest) and 22,894 by building count (1 is largest). Within North Carolina alone, it ranks 405 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
At the 53rd national percentile, Hobgood rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Hobgood
With 57.8% of Hobgood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 258 counted buildings into the percentiles shown above for Hobgood. For more on what direct exposure implies beyond Hobgood, see the exposure-zones guide.