Hobbs, NM
Hobbs, NM's wildfire risk, in USFS's own numbers
Hobbs sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 16,078 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hobbs's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Hobbs's building exposure, zone by zone
16,078 buildings are counted in Hobbs, and 51.4% of them are Indirect exposure — ember-driven risk rather than the 5.8% in Direct exposure or the 42.8% rated Minimal. At 16,078 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Hobbs against the rest of the country
There's little gap between Hobbs's 95th national percentile and its 85th percentile inside New Mexico, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hobbs ranks 1,516 for wildfire risk (1 is highest) and 906 by building count (1 is largest). Within New Mexico alone, it ranks 73 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Hobbs's very high rating (95th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Hobbs (51.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Hobbs's 95th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Hobbs, see the exposure-zones guide.