Hitterdal, MN
How exposed is Hitterdal to wildfire?
Out of every US place USFS scores, Hitterdal lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 175 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hitterdal's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
What "at risk" means for the buildings here
Most of Hitterdal's buildings (72.6% of 175) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Hitterdal against the rest of the country
Within Minnesota, Hitterdal ranks higher (85th percentile) than it does nationally (59th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hitterdal ranks 12,858 for wildfire risk (1 is highest) and 25,823 by building count (1 is largest). Within Minnesota alone, it ranks 137 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Hitterdal's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Hitterdal's 72.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Hitterdal's 12,858-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hitterdal, see the exposure-zones guide.