Hinton, IA
How exposed is Hinton to wildfire?
USFS scores Hinton at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 518 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hinton at the 75th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Hinton's building exposure, zone by zone
67.6% of Hinton's 518 buildings sit in USFS's Minimal exposure zone, with only 32.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Hinton compares
Within Iowa, Hinton ranks higher (99th percentile) than it does nationally (82nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Hinton ranks 5,767 for wildfire risk (1 is highest) and 17,053 by building count (1 is largest). Within Iowa alone, it ranks 10 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Hinton's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Even with 67.6% of Hinton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Hinton's figures come from
Hinton's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Hinton's dominant minimal exposure actually means, with real examples from across the dataset.