Hingham, MT
How exposed is Hingham to wildfire?
USFS's Wildfire Risk to Communities model puts Hingham at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 202 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hingham's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
Most of Hingham's buildings (87.6% of 202) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Hingham compares
There's little gap between Hingham's 3rd national percentile and its 0th percentile inside Montana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hingham ranks 30,708 for wildfire risk (1 is highest) and 24,771 by building count (1 is largest). Within Montana alone, it ranks 475 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Hingham
Hingham's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Hingham
Even with 87.6% of Hingham outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Hingham's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Hingham, see the exposure-zones guide.