Hindman, KY
Hindman, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Hindman lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 383 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hindman at the 95th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hindman's buildings actually sit
383 buildings are counted in Hindman, and 92.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Hindman compares
There's little gap between Hindman's 93rd national percentile and its 98th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hindman ranks 2,137 for wildfire risk (1 is highest) and 19,561 by building count (1 is largest). Within Kentucky alone, it ranks 14 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Hindman and the insurance market
Hindman's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Hindman
Hindman's 92.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 383 counted buildings into the percentiles shown above for Hindman. For more on what direct exposure implies beyond Hindman, see the exposure-zones guide.