Hinckley, IL
How exposed is Hinckley to wildfire?
USFS's Wildfire Risk to Communities model puts Hinckley at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 939 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hinckley at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Hinckley's buildings actually sit
96.4% of Hinckley's 939 buildings sit in USFS's Minimal exposure zone, with only 3.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Hinckley against the rest of the country
There's little gap between Hinckley's 2nd national percentile and its 13th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Hinckley ranks 31,004 for wildfire risk (1 is highest) and 12,399 by building count (1 is largest). Within Illinois alone, it ranks 1,257 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Hinckley
Hinckley's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 96.4% of buildings rated Minimal exposure, Hinckley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Hinckley's 31,004-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Hinckley, see the exposure-zones guide.