Hiltons, VA
Hiltons, VA's wildfire risk, in USFS's own numbers
Hiltons's 336 buildings earn a 75th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Hiltons at the 77th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Hiltons's building exposure, zone by zone
USFS classifies 81.9% of Hiltons's buildings as Direct exposure, higher than its 18.2% Indirect share and far above its 0% Minimal share — a profile where 275 structures sit close enough to vegetation that lot clearing matters most.
Hiltons against the rest of the country
Hiltons's risk sits at a similar level relative to Virginia (89th percentile statewide) as it does nationally (75th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hiltons ranks 7,896 for wildfire risk (1 is highest) and 20,690 by building count (1 is largest). Within Virginia alone, it ranks 76 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Hiltons's high rating (75th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Hiltons (81.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Hiltons's figures come from
The methodology guide shows exactly how USFS turned 336 counted buildings into the percentiles shown above for Hiltons. The exposure-zones guide covers what Hiltons's dominant direct exposure actually means, with real examples from across the dataset.