Hiltonia, GA
Hiltonia, GA's wildfire risk, in USFS's own numbers
Hiltonia sits at the 70th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 246 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hiltonia's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Hiltonia: 59.8% of its 246 buildings, versus 40.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Hiltonia ranks
Hiltonia's risk sits at a similar level relative to Georgia (66th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Hiltonia ranks 9,353 for wildfire risk (1 is highest) and 23,262 by building count (1 is largest). Within Georgia alone, it ranks 231 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Hiltonia carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Hiltonia (59.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 246 counted buildings into the percentiles shown above for Hiltonia. For more on what direct exposure implies beyond Hiltonia, see the exposure-zones guide.